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Buying Real Estate

Buying real estate is an exciting process, but there are several steps that are involved for a successful transaction. I have prepared a list below for you to follow so that you can be best prepared. Take these steps into consideration to help make the process go smoothly.

Hire a Mortgage Agent:
Hiring a mortgage agent is one of the first steps that you will want to take. They can assist you with checking your credit score as well as pre-approve you for an amount to borrow for a loan. This important information will dictate the price range of homes that will be in your search. In addition, they will provide you with a pre-approval letter that you will need to accompany your offer.

Limit Your Spending:
An important part of planning to purchase real estate is to save your money. You will need to have funds for your down payment, closing costs and other miscellaneous expenditures during the process. A mortgage agent can give you an estimate of what costs to expect depending on your situation. It is best to refrain from any large purchases during this time as that can affect your qualification for a mortgage.

Each area offers unique amenities, culture and services so be sure to do your due diligence and investigate which areas are best for you. Consider things like proximity to transportation and your work commute as well as cost of the homes that are suitable for your needs. I can also help guide you and find the right areas to focus on based on my years of experience and area knowledge.

Home Inspection:
Conducting a home inspection is essential for having a better understanding of what your potential new home may need in repairs. Not only does an expert know exactly what to look for with regard to current conditions, but this information can assist you best in budgeting for future expenses. Should any extensive repairs be needed, this can sometimes call for further negotiation with the seller.

Enter Contract:
After your inspection has been completed, the next step is to sign your Purchase and Sale Agreement, commonly called “P & S.” This agreement identifies all terms of your offer including important dates and will be accompanied with your down payment funds. You may have further steps for financial approval, but this will be the next major step until your walk through followed your actual closing.

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  • Dana Rose Saffron

    DRE #01239820
    818.370.2745 mobile

  • Joie Wilson

    DRE #01300039
    818.633.1881 mobile

  • Office

    13501 Ventura Blvd., Sherman Oaks, CA 91423


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